As you’ve read if you are a regular here, Hubby and I applied for some life insurance. We signed up for a policy for Pumpkin too. But money is very tight right now, and the future is uncertain, so we debated heavily on whether or not to keep it all.

We had to let them know about Pumpkin’s first, because hers was approved before ours was. My first thought was to drop hers and keep ours, but the insurance guy talked me into holding onto it. Not so much for the standard reasons people get life insurance, but because it would guarantee that she could get life insurance later on down the road, regardless of any health problems she might develop. I signed for it and deferred our decision on the rest of us until today.

We ultimately decided that we would have to let ours go. As much as we realize that we need it, we just don’t have the money to pay for it right now. Insurance Guy tried to change my mind, giving me some quotes on life insurance rates for lower amounts and all. But we can’t even afford the lowest thing they’ve got right now.

Now if we decide to get it later on, we’ll have to go through the physical and all again. I hate to do that, but if the money’s not there, it’s not there. I’m hoping that Hubby’s new job will offer good life insurance for us both. Then we won’t have to worry about it.