My family and I are lucky to have health insurance right now. As a matter of fact, we only have it by the skin of our teeth. Where Hubby was out of work for several months last year due to his health problems, we were able to qualify for Medicaid. He had his surgery and went back to work three months later, and that put us on regular Medicaid just long enough to qualify for transitional Medicaid, which we automatically get to keep for a year as long as we report our income. Seeing how his current employer is in no hurry to get his benefits started, and he will hopefully be changing jobs before long, we would be without health insurance for a long time if it weren’t for that.

It sucks not having insurance. We’ve been down that road on several occasions. It’s bad enough trying to scrape up enough money for a doctor visit, and then if you need a prescription, that usually costs a pretty penny. But I suppose it could always be worse.

Take my mom for example. She has Medicare, but she has a lot of health problems and has to go to the doctor a lot and is on lots of medication. She ends up paying a lot out of pocket anyway. She needs one of those Medigap plans. They have higher premiums that regular supplemental Medicare plans, but you don’t have to pay any out of pocket expenses. I wonder if she has looked into that?

As for us, I just hope we get some kind of insurance by the time our Medicaid runs out. Hubby is still having some problems, and Pumpkin gets sick a lot in the winter. It’s hard to believe, but lately it seems that I’m the healthiest one in this house.